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    <title>Helpful articles</title>
    <link>https://ersolaw.com.tr</link>
    <description/>
    <language>ru</language>
    <lastBuildDate>Mon, 02 Nov 2026 23:55:40 +0300</lastBuildDate>
    <item turbo="true">
      <title>Divorce in Turkey: General Information</title>
      <link>https://ersolaw.com.tr/tpost/bilhm7xn81-divorce-in-turkey-general-information</link>
      <amplink>https://ersolaw.com.tr/tpost/bilhm7xn81-divorce-in-turkey-general-information?amp=true</amplink>
      <pubDate>Thu, 29 Oct 2026 14:07:00 +0300</pubDate>
      <category>Family law</category>
      <description>How uncontested and contested divorces differ, what divorce leads to, and which law applies when a divorce has a foreign element.</description>
      <turbo:content><![CDATA[<header><h1>Divorce in Turkey: General Information</h1></header><div class="t-redactor__text">Under Turkish law a divorce follows one of two main paths, depending on whether the spouses agree: an uncontested divorce or a contested divorce.</div><h3  class="t-redactor__h3">Uncontested divorce</h3><div class="t-redactor__text">Under Article 166/3 of the Turkish Civil Code, if the marriage has lasted at least one year, the marriage is deemed irretrievably broken when the spouses apply together or one spouse accepts the other's claim. The judge hears the parties in person and must be satisfied that their intentions are freely expressed. The judge must also approve the arrangement on the financial consequences of divorce and on the children. The judge may propose changes, and if the parties accept them, the divorce is granted.</div><h3  class="t-redactor__h3">Contested divorce</h3><div class="t-redactor__text">If the spouses do not agree on the divorce or its consequences, the case proceeds as contested. The general ground, serious breakdown of the marriage (Art. 166/1), or one of the specific statutory grounds may be relied on: adultery, attempt on life and ill-treatment, commission of a crime and dishonourable life, desertion, mental illness. Contested cases usually take longer and require evidence.</div><h3  class="t-redactor__h3">Consequences of divorce</h3><div class="t-redactor__text"><ul><li data-list="bullet">Custody and personal contact are decided on the basis of the best interests of the child.</li><li data-list="bullet">Maintenance: child support and, where the conditions are met, maintenance for a spouse in need.</li><li data-list="bullet">Compensation: depending on fault, pecuniary and non-pecuniary damages may be claimed.</li><li data-list="bullet">Property regime: for marriages concluded after 1 January 2002, unless the spouses chose another regime, the default regime is participation in acquired property; it is liquidated on divorce.</li></ul></div><h3  class="t-redactor__h3">Which court?</h3><div class="t-redactor__text">Divorce cases are heard by the family court. The claim is filed where one of the spouses is domiciled, or where the spouses lived together during the last six months before filing.</div><h3  class="t-redactor__h3">Divorce with a foreign element</h3><div class="t-redactor__text">Under Article 14 of the Private International Law Act (MÖHUK), the grounds and effects of divorce are governed by the spouses' common national law. If the spouses have different nationalities, the law of their common habitual residence applies, and failing that, Turkish law. The same rule applies to maintenance and custody; Turkish law applies to requests for interim measures.</div><div class="t-redactor__text">This article is for general information only and is not legal advice for any specific situation.</div>]]></turbo:content>
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    <item turbo="true">
      <title>Road Accidents Involving Foreigners in Turkey: General Information</title>
      <link>https://ersolaw.com.tr/tpost/8arfvl0gu1-road-accidents-involving-foreigners-in-t</link>
      <amplink>https://ersolaw.com.tr/tpost/8arfvl0gu1-road-accidents-involving-foreigners-in-t?amp=true</amplink>
      <pubDate>Thu, 29 Oct 2026 14:08:00 +0300</pubDate>
      <category>Road accident</category>
      <description>What to do after a road accident in Turkey, what kinds of compensation exist, and where to apply.</description>
      <turbo:content><![CDATA[<header><h1>Road Accidents Involving Foreigners in Turkey: General Information</h1></header><div class="t-redactor__text">Tourists, temporary residents and drivers of foreign-registered vehicles can all be involved in road accidents in Turkey. The first steps after an accident directly affect the later compensation process.</div><h3  class="t-redactor__h3">At the scene</h3><div class="t-redactor__text"><ul><li data-list="bullet">Safety first: call 112 if anyone is injured.</li><li data-list="bullet">Report the accident to the police or gendarmerie and make sure an accident report is drawn up.</li><li data-list="bullet">Photograph the position of the vehicles, the damage and the road conditions.</li><li data-list="bullet">Note the other party's identity, driving licence, vehicle registration and insurance details; take contact details of any witnesses.</li><li data-list="bullet">Do not sign a report in a language you do not understand; ask for an interpreter if needed.</li></ul></div><h3  class="t-redactor__h3">Insurance</h3><div class="t-redactor__text">Notify your insurer promptly, under both the compulsory traffic insurance and any comprehensive (kasko) policy you hold. For foreign-registered vehicles the scope of cover may differ, so keep your policy documents.</div><h3  class="t-redactor__h3">Kinds of compensation</h3><div class="t-redactor__text"><ul><li data-list="bullet">Medical costs and loss of earning capacity (temporary and permanent)</li><li data-list="bullet">Vehicle damage, replacement vehicle costs and loss of value</li><li data-list="bullet">Non-pecuniary damages</li><li data-list="bullet">In case of death: compensation for loss of support and funeral costs</li></ul></div><h3  class="t-redactor__h3">Where to apply and time limits</h3><div class="t-redactor__text">A claim can first be made to the insurer. If the dispute continues, the Insurance Arbitration Commission or the courts may be an option. The general limitation period is two years from when the injured person learns of the damage and the liable party, and ten years from the date of the accident in any case; if the act is also a crime, a longer criminal limitation period may apply (Code of Obligations Art. 72, Highway Traffic Law Art. 109).</div><h3  class="t-redactor__h3">If you have already left Turkey</h3><div class="t-redactor__text">People who return home can handle matters in Turkey through a representative. The requirements for a power of attorney depend on the country where it is issued.</div><div class="t-redactor__text">This article is for general information only and is not legal advice for any specific situation.</div>]]></turbo:content>
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    <item turbo="true">
      <title>Residence Permits for Foreigners in Turkey: The Basics</title>
      <link>https://ersolaw.com.tr/tpost/u04er6nlm1-residence-permits-for-foreigners-in-turk</link>
      <amplink>https://ersolaw.com.tr/tpost/u04er6nlm1-residence-permits-for-foreigners-in-turk?amp=true</amplink>
      <pubDate>Thu, 29 Oct 2026 14:08:00 +0300</pubDate>
      <category>Immigration</category>
      <description>Types of residence permits in Turkey and the general framework of the short-term residence permit.</description>
      <turbo:content><![CDATA[<header><h1>Residence Permits for Foreigners in Turkey: The Basics</h1></header><div class="t-redactor__text">Foreigners who wish to stay in Turkey longer than the visa-free or visa period generally need a residence permit. The matter is governed by Law No. 6458 on Foreigners and International Protection.</div><h3  class="t-redactor__h3">Main types of residence permit</h3><div class="t-redactor__text"><ul><li data-list="bullet">Short-term residence permit</li><li data-list="bullet">Family residence permit</li><li data-list="bullet">Student residence permit</li><li data-list="bullet">Long-term residence permit</li><li data-list="bullet">Humanitarian residence permit and residence permit for victims of human trafficking</li></ul></div><h3  class="t-redactor__h3">Short-term residence permit</h3><div class="t-redactor__text">Article 31 of the Law lists the cases in which a short-term residence permit may be granted. These include scientific research, owning real estate in Turkey, business connections or setting up a business, tourism, medical treatment, education, and investment of a scope and amount set by the President. Apart from certain exceptions, a short-term permit may be granted for up to two years at a time. For applications based on real estate, the nature and value of the property are set by the Ministry (Art. 31/6).</div><h3  class="t-redactor__h3">Applying</h3><div class="t-redactor__text">The passport must be valid for at least sixty days longer than the requested permit period. Applications are generally decided within ninety days. In practice, an electronic application and appointment system also operates for foreigners already in Turkey; the current procedure should be checked in announcements of the Presidency of Migration Management.</div><h3  class="t-redactor__h3">Points to watch</h3><div class="t-redactor__text"><ul><li data-list="bullet">Renewal should be applied for within the 60-day period before the permit expires; staying without a permit can lead to administrative sanctions.</li><li data-list="bullet">A refusal can be challenged in the administrative courts.</li><li data-list="bullet">A residence permit, citizenship and a work permit are separate matters.</li></ul></div><div class="t-redactor__text">This article is for general information only and is not legal advice for any specific situation.</div>]]></turbo:content>
    </item>
    <item turbo="true">
      <title>Turkish Citizenship by Real Estate Investment: Property Requirements and Acquisition Conditions</title>
      <link>https://ersolaw.com.tr/tpost/citizenship-by-real-estate-investment</link>
      <amplink>https://ersolaw.com.tr/tpost/citizenship-by-real-estate-investment?amp=true</amplink>
      <pubDate>Sun, 01 Nov 2026 15:00:00 +0300</pubDate>
      <category>Buying real estate</category>
      <description>A summary of the property requirements for Turkish citizenship by investment: the USD 400,000 threshold, the TTB certificate, the DAB and the three-year no-sale undertaking.</description>
      <turbo:content><![CDATA[<header><h1>Turkish Citizenship by Real Estate Investment: Property Requirements and Acquisition Conditions</h1></header><div class="t-redactor__text"><p>Acquiring Turkish citizenship through real estate is one of the exceptional routes open to foreigners under Article 12(1)(b) of the Turkish Citizenship Law No. 5901 and Article 20 of the Regulation on the Implementation of the Turkish Citizenship Law. In practice, the decisive documents are Circular No. 2024/4 of the General Directorate of Land Registry and Cadastre (TKGM) and its accompanying Implementation Guide (09.12.2024). The Circular has been amended in line with the Ministerial Approvals dated 18.09.2026 and 28.09.2026. This article summarizes the characteristics a property must have for citizenship purposes and the main acquisition conditions.</p><p><br /></p><p>In applications based on real estate, the determination of the General Directorate is decisive, and a "Real Estate Investment Determination Certificate" (TYTB) is issued on that basis. Whether citizenship is actually granted depends on the assessment and decision of the competent authority, based on that certificate.</p></div><h3  class="t-redactor__h3">1. Legal and Physical Characteristics of the Property</h3><div class="t-redactor__text"><p>Under the Guide, a property purchased for citizenship purposes on or after 12.12.2023 must have one of the following characteristics:</p><p><br /></p><ul><li><strong>Independent unit with condominium ownership (kat mülkiyeti):</strong> A property registered in the land registry as an independent unit under Condominium Law No. 634 (residence, business premises, office).</li><li><strong>Independent unit with condominium easement (kat irtifakı):</strong> One of the characteristics listed in Article 20(2)(b) of the Regulation. For applications based on promise-of-sale agreements, only properties with condominium ownership or condominium easement qualify.</li><li><strong>Land-title property (arsa vasıflı):</strong> The property must be registered with land status, and a permanent structure that complies with legislation and holds an occupancy permit must be confirmed on it.</li></ul><p><br /></p><p><strong>Properties outside the scope:</strong></p><p><br /></p><ul><li>Properties without buildings that are subject to the two-year project development obligation under Article 35(4) of Land Registry Law No. 2644, as well as agricultural land, cannot be acquired for citizenship purposes.</li><li>Timeshare rights (devre mülk) cannot be used for citizenship.</li><li>Applications based on notarized promise-of-sale agreements are valid only for properties with condominium ownership or condominium easement.</li></ul></div><h3  class="t-redactor__h3">2. Ownership Structure and Shared Ownership</h3><div class="t-redactor__text"><p>The Regulation covers the personal property acquisitions of foreign individuals.</p><p><br /></p><ul><li><strong>Personal acquisition:</strong> Acquisitions made in the name of a spouse, child or other persons are not counted toward the required value. Acquisitions made in the name of a company of which the applicant is a manager or partner are likewise not taken into account.</li><li><strong>Shared (fractional) ownership:</strong> According to the Guide, an application for citizenship cannot be made on the basis of a share in a property. For example, a property acquired by several foreigners so that co-ownership arises cannot be used for citizenship. The frequently asked questions on TKGM's official web pages state that properties acquired as shares after 01.02.2023 cannot be used for citizenship, and that for acquisitions before that date an application is possible if the value of the share meets the amount required at the date of acquisition. The practice for this transitional situation should be confirmed separately in each individual case.</li><li><strong>Acquisition of the whole of a co-owned property:</strong> If a foreigner acquires the entirety of a property registered in the names of several persons, the property can be used for citizenship.</li></ul></div><h3  class="t-redactor__h3">3. Minimum Investment Amount</h3><div class="t-redactor__text"><p>Under Article 20(2)(b) of the Regulation, the required amount is <strong>at least USD 400,000 or its equivalent in foreign currency</strong>. This amount was raised from USD 250,000 to USD 400,000 by Presidential Decision No. 5554, published in Official Gazette No. 31834 dated 13.05.2022. The Guide gives 13.06.2022 as the date on which this amendment entered into force. TKGM's Circular and Guide require the following amounts, depending on the date of acquisition:</p><p><br /></p><ul><li><strong>Property purchased between 12.01.2017 and 18.09.2018:</strong> USD 1,000,000</li><li><strong>Property purchased / to be purchased after 19.09.2018:</strong> USD 400,000</li><li><strong>Promise-of-sale agreement made / to be made after 07.12.2018:</strong> USD 400,000</li></ul><p><br /></p><p>Properties purchased before 12.01.2017, and properties that were the subject of a promise-of-sale agreement before 07.12.2018, are not taken into account for citizenship.</p><p><br /></p><p>Practical points to keep in mind:</p><p><br /></p><ul><li><strong>Foreign currency requirement:</strong> With the amendment of 06.01.2022, the words "or its equivalent in Turkish Lira" were removed from the Regulation, and the foreign currency amount of the property price must now be sold to a bank for sale to the Central Bank. The Foreign Currency Purchase Certificate (DAB) issued by the bank is sent to the relevant Land Registry Office via KEP (registered electronic mail). The sale amount on the DAB must not include VAT, commission, expenses, taxes, fees or similar items.</li><li><strong>Each value must satisfy the requirement separately:</strong> The sale price declared in the official deed (or the price set in the promise-of-sale agreement) and the total of the payments/transfers must each satisfy the required amount, and these values must be confirmed by the Amount Determination Certificate (TTB). A certified bank receipt showing that the price was paid to the seller or the relevant person must also be submitted to the Land Registry Office.</li><li><strong>Acquisition through a promise-of-sale agreement:</strong> Where the sale is promised in a notarized agreement, at least USD 400,000 or its equivalent must be paid <strong>in advance</strong>, that amount must have been paid no later than the date of the agreement, and an undertaking that the agreement will not be assigned or deleted for three years must be annotated in the land registry. The required amount must be met by a <strong>single agreement</strong>; several properties may be covered by one agreement, but applications based on more than one promise-of-sale agreement are not taken into account. The unit subject to the promise must be registered in the name of the promisor at the time the undertaking is requested; no undertaking is given for more than one promise-of-sale agreement on the same unit.</li><li><strong>Multiple properties:</strong> There is no limit on the number of properties acquired by purchase; what matters is that the amount stated in the Regulation is met. If the minimum is met with several properties, the amounts shown in the TTBs are added together and confirmed.</li><li><strong>Sale and promise of sale cannot be combined:</strong> If properties acquired in line with the Guide do not reach the required amount, the shortfall cannot be completed through a promise-of-sale agreement.</li></ul></div><h3  class="t-redactor__h3">4. Conditions Relating to the Parties and the Ownership History</h3><div class="t-redactor__text"><p>To prevent sham transactions, the Guide requires the following:</p><p><br /></p><ol><li>The property must not be registered in the land registry in the name of foreign persons and/or first-degree relatives of the foreign buyer who are Turkish citizens (by blood or by marriage).</li><li>A second-hand property must not have been transferred to a Turkish citizen or company by the foreign buyer personally or by his or her first-degree relatives.</li><li>A second-hand property must not have been transferred to a Turkish citizen or company within the last three years by any foreign individual or by a person who acquired citizenship under Article 12(1)(b) of Law No. 5901. Acquisitions arising from construction (work) contracts are outside this condition.</li><li>The property must not be registered in the land registry in the name of persons who obtained Turkish citizenship by the exceptional route (Article 12(1)(b)).</li><li>The property must not be registered in the name of a company of which the buyer or the buyer's first-degree relatives are partners or managers.</li><li><strong>Purchases from a company's portfolio:</strong> For purchases from companies with foreign or international capital within the scope of Article 36 of the Land Registry Law, the condominium easement/ownership must have been established in the name of the owner company, the unit must not have been the subject of a previous transfer, and it must be documented, by the construction permit or a service agreement, that the owner company made the entire construction investment. Separate provisions of the Guide apply to units registered in the name of a contractor under a work contract.</li><li><strong>Single use:</strong> A property can be used for citizenship only once. Where a TYTB has been issued for a property, that property cannot be used for a TYTB for another foreigner.</li><li>If the property is made the subject of a promise of sale during the undertaking period, or is transferred after the period to the previous owner or the previous owner's first-degree relatives, the TYTB is cancelled.</li></ol><p><br /></p><p>Persons who left Turkish citizenship with permission (blue card holders), citizens of the TRNC, and Turkish citizens with multiple citizenship (except those who acquired citizenship under Article 12(1)(b)) are not treated as foreigners under this scope.</p></div><h3  class="t-redactor__h3">5. Encumbrances, Loans and Mortgages</h3><div class="t-redactor__text"><ul><li><strong>Encumbrances that may lead to a change of ownership:</strong> If there is an encumbrance on the property that may cause a change of ownership (promise of sale, 150-c, "subject to a lawsuit", annotation, etc.), the property cannot be used for citizenship. In case of doubt, the matter is referred to TKGM's Foreign Affairs Department (Yabancı İşler Dairesi Başkanlığı).</li><li><strong>Statutory mortgage:</strong> Foreign individuals cannot secure their payment obligations (other than debts imposed by public bodies) through a statutory mortgage, so properties with a statutory mortgage cannot be used for citizenship. Statutory mortgages arising from an earlier acquisition are treated the same way.</li><li><strong>Bank loans:</strong> If the property is bought with a foreign currency loan, the amount remaining after the loan is deducted from the sale price must itself meet the amount required by the Regulation. If the mortgage debt is paid and the mortgage deleted, the amount shown in the DAB must meet the required amount.</li><li><strong>Mortgaged or attached properties:</strong> Such properties can be sold or made the subject of a promise of sale, but these amounts are not counted in the TYTB calculations. If the property is lost through forced sale, the TYTB is reported to the General Directorate of Population and Citizenship Affairs for cancellation.</li></ul></div><h3  class="t-redactor__h3">6. Valuation Report and Amount Determination Certificate (TTB)</h3><div class="t-redactor__text"><p>In transactions involving the acquisition of citizenship, the investment amount is confirmed by the Amount Determination Certificate for Citizenship by Real Estate Acquisition (TTB). In other transactions involving foreigners that do not involve citizenship, no valuation report is required.</p><p><br /></p><ul><li><strong>How to apply:</strong> The valuation report on which the TTB is based is requested through the WebTapu/TADEBİS system, under the menu for valuation reports for citizenship purposes. The TTB must be sent through the designated system; a physically submitted TTB is not processed.</li><li><strong>Valuation company:</strong> Under the current wording of the Circular, the TTB is derived from a property valuation report prepared by any valuation company authorized by the Capital Markets Board. Before the TTB system, these reports were prepared by GEDAŞ under a protocol.</li><li><strong>Validity period:</strong> The difference between the TTB and the date of the application for the transaction involving citizenship must not exceed <strong>twelve months</strong>; for a TTB older than twelve months, the underlying valuation report is renewed.</li><li><strong>Result of the TTB:</strong> The "Evaluation of the Amount for Citizenship" section of the TTB states whether the property meets the minimum investment amount required under the Regulation and gives the investment amount (USD). If the minimum is met by several properties, the amounts in the TTBs are added. If the USD value in the TTB is higher than the DAB amount submitted for that property, only the portion up to the DAB amount is taken into account. The certificate also contains details of the valuation company, the expert who prepared the report, the auditor and the responsible valuation expert, and the last validity date of the report. In case of doubt about the evaluation, the opinion of TKGM's Foreign Affairs Department is binding.</li><li><strong>Content of the TTB:</strong> Land registry offices do not evaluate the content of the TTB. The amount stated in the TTB is not binding for land registry fee purposes.</li><li><strong>Conversion of a promise of sale into a sale:</strong> When, after the promise of sale has been annotated, the promisee registers the property in his or her name by purchase, no new TTB is required.</li><li><strong>Real estate investment trusts (GYO):</strong> Transactions of public bodies, state economic enterprises and their affiliates, and transactions of real estate investment trusts are not confirmed by a TTB. However, for sales or promise-of-sale transactions made by trusts to foreigners for citizenship purposes, a valuation report issued before the land registry transaction in line with the applicable legislation, published on the Public Disclosure Platform (KAP) and covering the value of the unit must be submitted, or a new valuation report for the TTB must be requested through WebTapu/TADEBİS.</li></ul></div><h3  class="t-redactor__h3">7. Three-Year Undertaking Not to Sell</h3><div class="t-redactor__text"><p>An annotation is entered in the land register that the property acquired for citizenship purposes <strong>will not be sold for three years</strong>. In promise-of-sale agreements, an undertaking annotation is entered that the agreement will not be assigned or deleted for three years (Regulation Art. 20(2)(b)). The undertaking entered in the declarations section is deleted at the owner's request once the three years have expired. For persons who obtained citizenship through a promise-of-sale annotation, the declaration is not deleted until a sale has been carried out in their name.</p></div><h3  class="t-redactor__h3">8. Consequences of a False Declaration</h3><div class="t-redactor__text"><p>Under Article 31 of Law No. 5901, if the decision to grant Turkish citizenship was made as a result of the person's false statement or concealment of important matters on which the acquisition of citizenship was based, it is cancelled by the authority that issued the decision. The cancellation takes effect from the date of the decision and, depending on the person concerned, also applies to the spouse and children who acquired citizenship (Art. 32). Under the Guide, if a violation of the relevant legislation is found before or after the acquisition of the property, the undertaking is deleted ex officio and the TYTB is cancelled.</p></div><h3  class="t-redactor__h3">Conclusion</h3><div class="t-redactor__text"><p>Choosing a suitable property for citizenship is not just a matter of the price being USD 400,000 or more. The title characteristics of the property, its ownership structure and history, the payment and foreign currency documents and the valuation process must be assessed together and in line with current legislation. For this reason, it is advisable to have the conditions checked separately before signing a purchase or promise-of-sale agreement.</p><p><br /></p><p><strong>Sources:</strong> Turkish Citizenship Law No. 5901 (Arts. 12, 31, 32); Regulation on the Implementation of the Turkish Citizenship Law (Art. 20); TKGM Circular No. 2024/4 (as amended by the Ministerial Approvals of 18.09.2026 and 28.09.2026) and its accompanying Implementation Guide (09.12.2024); sample Amount Determination Certificate for Citizenship by Real Estate Acquisition (Circular Annex 2).</p><p><br /></p><p><em>This article is for general information only and does not constitute legal advice. Legislation and practice change frequently, so the current rules and the specific facts of your case should be reviewed before any transaction.</em></p></div>]]></turbo:content>
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    <item turbo="true">
      <title>Buying Property in Turkey as a Foreigner: Basic Rules and the Title Deed Process</title>
      <link>https://ersolaw.com.tr/tpost/property-acquisition-by-foreigners-in-turkey</link>
      <amplink>https://ersolaw.com.tr/tpost/property-acquisition-by-foreigners-in-turkey?amp=true</amplink>
      <pubDate>Mon, 02 Nov 2026 15:00:00 +0300</pubDate>
      <category>Buying real estate</category>
      <description>The basic rules on property acquisition by foreigners in Turkey: Land Registry Law Article 35, quantity limits, military zones, pre-purchase review and the title deed process.</description>
      <turbo:content><![CDATA[<header><h1>Buying Property in Turkey as a Foreigner: Basic Rules and the Title Deed Process</h1></header><div class="t-redactor__text"><p>For foreigners who wish to acquire property in Turkey, the basic rule is set out in Article 35 of the Land Registry Law No. 2644. The article determines who may acquire property, which limits apply to such acquisitions and what happens when those limits are breached. This article summarises the main rules on property acquisition by foreigners and the general framework of the title deed process. Acquisition made for the purpose of citizenship is subject to separate rules and is outside the scope of this article.</p></div><h3  class="t-redactor__h3">1. The basic rule: Land Registry Law, Article 35</h3><div class="t-redactor__text"><p>Foreign natural persons may acquire real estate and limited real rights in Turkey, provided that they comply with the statutory limits. The rule covers nationals of the countries determined by the President, taking into account international bilateral relations and the interests of the country. For this reason, before any acquisition it should be confirmed whether your nationality is currently covered.</p></div><h3  class="t-redactor__h3">2. Who may acquire property?</h3><div class="t-redactor__text"><ul><li>Foreign natural persons who are nationals of the countries determined by the President.</li><li>Commercial companies established abroad under the laws of their own countries may acquire real estate only within the framework of special legislation. Foreign legal entities other than these companies cannot acquire real estate.</li></ul></div><h3  class="t-redactor__h3">3. Quantity limits</h3><div class="t-redactor__text"><p>The total area of the real estate and the independent and permanent limited real rights acquired by foreign natural persons cannot exceed either of two limits:</p><p><br /></p><ul><li>Ten percent of the surface area of the district that is subject to private ownership.</li><li>Thirty hectares per person across the country.</li></ul><p><br /></p><p>The President is authorised to increase the per-person limit up to twice that amount. Where the interests of the country require, the President may also restrict acquisitions, or suspend or prohibit them in whole or in part, by country, person, geographic region, period, number, type, nature and amount.</p></div><h3  class="t-redactor__h3">4. Military and strategic zones</h3><div class="t-redactor__text"><p>Maps and coordinates of prohibited military zones, military security zones, strategic zones and special security zones are used as the basis for land registry transactions. Under the Law on Prohibited Military Zones and Security Zones No. 2565, foreigners cannot acquire real estate in second-degree land military prohibited zones (Art. 9). In areas determined because of their proximity to military prohibited zones or for other strategic reasons, the President may decide that foreigners cannot acquire real estate (Art. 28). For this reason, the land registry office should be asked, before the transaction, whether the property lies in such a zone.</p></div><h3  class="t-redactor__h3">5. Project obligation for undeveloped land</h3><div class="t-redactor__text"><p>Foreign natural persons and foreign commercial companies must submit the project they will develop on undeveloped land they have bought to the relevant Ministry for approval within two years. The approved project, together with its start and completion dates, is recorded in the declarations section of the title deed register. The relevant Ministry monitors whether the project is carried out within the period.</p></div><h3  class="t-redactor__h3">6. Main points to review before buying</h3><div class="t-redactor__text"><p>A review carried out before the title transfer reduces the disputes that may arise later. The main points to check are:</p><p><br /></p><ul><li>The title deed record: owner details, type and characteristics of the property.</li><li>Encumbrances: annotations, declarations, mortgages and attachments.</li><li>Zoning status and the occupancy permit (iskan).</li><li>For a building, the condominium ownership or construction easement status.</li><li>The seller's authority to act and any power of attorney.</li></ul></div><h3  class="t-redactor__h3">7. The contract and the title transfer</h3><div class="t-redactor__text"><p>Under Article 237 of the Turkish Code of Obligations No. 6098, a contract for the sale of real estate is valid only if it is drawn up in the official form. A promise to sell real estate, and repurchase and purchase agreements, are likewise not valid unless drawn up in the official form. The registration itself is carried out at the land registry office.</p><p><br /></p><p>Under Article 11 of the Law on Disaster Insurance No. 6305, land registry offices cannot carry out registration transactions for independent sections and buildings subject to compulsory earthquake insurance unless it is documented that the insurance has been taken out and is valid on the date of the transaction. In practice, documents such as a passport, a tax number, a valuation report and, if necessary, a sworn translator may also be requested. The current list should be confirmed with the land registry office where the transaction will take place.</p></div><h3  class="t-redactor__h3">8. Consequences of acquisition in breach of the rules</h3><div class="t-redactor__text"><p>Real estate acquired in breach of Article 35 of the Land Registry Law, real estate found to be used contrary to the purpose of acquisition, real estate for which the relevant Ministry was not approached in time or whose project was not carried out in time, and acquisitions by inheritance that exceed the limits in the first paragraph, are liquidated and converted into cash if the owner does not liquidate them within a period set by the Ministry of Finance of no more than one year. The proceeds are then paid to the person entitled.</p></div><h3  class="t-redactor__h3">Conclusion</h3><div class="t-redactor__text"><p>Property acquisition by foreigners is possible, but it is subject to statutory limits such as nationality, quantity, region and project. Before the transaction, it is important to check the title deed record and encumbrances, the zoning and occupancy permit status, and whether the property lies in a military or strategic zone. Because the rules may change, the current legislation and the land registry office's practice should be verified separately before a specific transaction.</p><p><br /></p><p><strong>Sources:</strong> Land Registry Law No. 2644 (Art. 35); Law on Prohibited Military Zones and Security Zones No. 2565 (Arts. 9, 28); Turkish Code of Obligations No. 6098 (Art. 237); Law on Disaster Insurance No. 6305 (Art. 11).</p><p><br /></p><p><em>This article is for general information only and does not constitute legal advice. Legislation and practice change frequently, so the current rules and the specific facts of your case should be reviewed before any transaction.</em></p></div>]]></turbo:content>
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      <title>Due Diligence Before Buying Property in Turkey: Encumbrances, Zoning and Occupancy Permit Checklist</title>
      <link>https://ersolaw.com.tr/tpost/pre-purchase-property-due-diligence-turkey</link>
      <amplink>https://ersolaw.com.tr/tpost/pre-purchase-property-due-diligence-turkey?amp=true</amplink>
      <pubDate>Mon, 02 Nov 2026 15:00:00 +0300</pubDate>
      <category>Buying real estate</category>
      <description>The main points reviewed before buying property in Turkey: the title deed record, annotations, mortgages, attachments, zoning status, the occupancy permit and condominium ownership.</description>
      <turbo:content><![CDATA[<header><h1>Due Diligence Before Buying Property in Turkey: Encumbrances, Zoning and Occupancy Permit Checklist</h1></header><div class="t-redactor__text"><p>Many problems in property purchases arise because the review that should take place before the title transfer is incomplete. Annotations and mortgages on the title deed record, the zoning status and the occupancy permit directly affect the disputes a buyer may face later. This article summarises, in general terms, the main points reviewed before the title transfer for local and foreign buyers who are considering buying property in Turkey. The legal limits on property acquisition by foreigners are covered in a separate article.</p></div><h3  class="t-redactor__h3">1. What does the title deed record show?</h3><div class="t-redactor__text"><p>In the land register, a separate page is allocated to each property, and information such as ownership, easements, encumbrances on the property and pledge rights is registered on that page (Turkish Civil Code Art. 1000). The review therefore begins with obtaining a current copy of the title deed record. The record shows the owner, the type and characteristics of the property and any restrictions on it.</p></div><h3  class="t-redactor__h3">2. Reliance on the register and its limit</h3><div class="t-redactor__text"><p>A third party who acquires ownership or another real right by relying in good faith on an entry in the land register is protected (Civil Code Art. 1023). This protection, however, does not replace a careful reading of the record. Rights annotated in the land register can be asserted against those who acquire rights in the property later. It is therefore necessary to understand the content of annotations, declarations and encumbrances and in whose favour they exist.</p></div><h3  class="t-redactor__h3">3. Annotations and declarations</h3><div class="t-redactor__text"><p>The main types of annotation are as follows:</p><p><br /></p><ul><li>Annotations of personal rights: rights arising from construction-in-return-for-land-share, property sale promise, lease, purchase, pre-emption and repurchase agreements can be annotated in the land register (Civil Code Art. 1009). An annotated right can be asserted against those who later acquire rights.</li><li>Annotations restricting the power of disposal: court decisions protecting disputed rights, attachment, bankruptcy decisions or periods granted under a composition, and the establishment of a family home can be annotated (Civil Code Art. 1010).</li><li>Entries in the declarations section: for example, information that a building violates zoning legislation is notified by the relevant authority to the land registry office and recorded in the declarations section (Zoning Law No. 3194, Art. 32).</li></ul></div><h3  class="t-redactor__h3">4. Mortgages</h3><div class="t-redactor__text"><p>A pledge over real estate can be created only in the form of a mortgage, a mortgage certificate or an annuity certificate (Civil Code Art. 850). If the record shows a mortgage, the identity of the creditor, the current state of the debt and how the mortgage will be lifted at the time of sale should be clarified in advance. In practice, it is preferable to ask for written information from the seller and the creditor.</p></div><h3  class="t-redactor__h3">5. Attachments and other restrictions</h3><div class="t-redactor__text"><p>Restrictions on the power of disposal, such as an attachment, a bankruptcy decision or a period granted under a composition, can be annotated (Civil Code Art. 1010). If there is an attachment annotation on the property, the seller's authority to act and the way the debt will be ended should be examined separately. It should be remembered that such entries can be asserted against later acquirers.</p></div><h3  class="t-redactor__h3">6. Zoning status and the occupancy permit (iskan)</h3><div class="t-redactor__text"><p>When a building is completed in full, or when its usable parts are completed, an occupancy permit must be obtained from the authority that issued the construction permit before it can be used (Zoning Law Art. 30). It is useful for the buyer to check:</p><p><br /></p><ul><li>Whether a construction permit and an occupancy permit exist.</li><li>Whether the building complies with the permit and its annexes.</li><li>Whether the zoning status suits the intended use of the property.</li></ul><p><br /></p><p>For buildings built without a permit or contrary to the permit, the authority may seal the building and stop construction; if the violation is not remedied, the permit is cancelled and the building may be demolished (Zoning Law Art. 32).</p></div><h3  class="t-redactor__h3">7. Condominium ownership and construction easement</h3><div class="t-redactor__text"><p>If the property is a building, it matters whether it is at the condominium ownership stage or the construction easement stage. In projects still under construction, a construction easement is often registered and the occupancy permit has not yet been obtained. It should be checked whether the land share, the gross and net area of the unit and the information on common areas match the title deed and the project.</p></div><h3  class="t-redactor__h3">8. The seller and authority to act</h3><div class="t-redactor__text"><p>It should be checked that the seller is the registered owner, the identity details, and the validity of any power of attorney. If the seller is married, whether the property is used as the family home and any related entry should also be reviewed. It should also be remembered that sale promises and sale contracts for real estate must be drawn up in the official form.</p></div><h3  class="t-redactor__h3">Conclusion</h3><div class="t-redactor__text"><p>A review before the title transfer requires the title deed record and annotations, encumbrances such as mortgages and attachments, the zoning and occupancy permit status, condominium information and the seller's authority to be assessed together. These checks reduce disputes that may arise after the transaction. Because every property is different, the current legislation and the land registry office's practice should be verified separately before a specific transaction.</p><p><br /></p><p><strong>Sources:</strong> Turkish Civil Code No. 4721 (Arts. 850, 1000, 1009, 1010, 1023); Zoning Law No. 3194 (Arts. 30, 32).</p><p><br /></p><p><em>This article is for general information only and does not constitute legal advice. Legislation and practice change frequently, so the current rules and the specific facts of your case should be reviewed before any transaction.</em></p></div>]]></turbo:content>
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